Financing Your Home

Our lenders understand the equity you can gain. Even in our modern times you can possibly secure 100% financing that will allow you to build your new home using your existing equity or the equity that you will gain from the finished home.

Whether you’re buying your first home, replacing your existing one or want to build the home that you’ve been dreaming of your entire life, financing is a very large part of the equation.  Pre-qualifying for a home loan is an important step in the home buying process. For almost everyone, financing is what makes home ownership possible. Skagit Design is pleased to be working with lenders that understand the process of our building program. We understand that every buyer’s financial needs are unique. Our relationships provide a wide selection of loan programs. Also, their mortgage loan expertise enables us to focus on building high quality homes.

Many persons desiring to build their own home have found that a large down payment is required.  However, because we are the major contractor, our lending partners offer many loans with little to no money out of pocket.

  • No Down Payment Programs when using your equity in the land.
  • Construction Loans that can include the lot purchase if needed.
  • Construction to Permanent Loans offering a convenient one-time close.
  • No Closing Costs out of pocket available on many loans.

Please contact us for a list of lenders that can serve you.  You will find these local lenders will give you a helpful, no obligation quote or consultation.  Initial consultations require no fees and no credit checks.  They will just help you understand if they are right for you and your situation.